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What Age For Medicare Eligibility?

When you think of Medicare, you probably assume that it is for those of retirement age. That is true, however medicare covers more than just those who have worked all their lives. Some people could be eligible now and not know it. 

Who’s eligible at 65?

Spouses–if you were a stay-at-home spouse or parent, you may receive Medicare benefits at age 65 based on your spouse’s work record. If a spouse has the required 40 credits and you have been married for at least a year, you could qualify for Medicare benefits. 

Those still working and retirees–In order to receive full Medicare coverage at age 65, you or your spouse must earned enough credits to qualify for Social Security.  

A person will receive full Medicare benefits at retirement if they have earned 40 credits, in 10 years of work and they have earned at least $4,800 in each of those ten years.

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