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Working past age 65

Medicare will provide healthcare benefits to millions of Americans, and many will specifically wait until they retire to become eligible for the program at age 65.

However; a increasing number of people have chosen to keep working beyond 65 in order to keep earning higher incomes and shore up retirement finances.

If you are 56 and older have still have insurance under a employer plan, it might be challenging to figure out the best course of action to take Medicare

Lets look closer at a key issue, which as been increasingly important as the population ages, and older workers are faced with tough decisions about when and if they can retire:

Medicare alphabet soup: the first thing to consider is that Medicare has several coverage types, and you might handle them differently.

For most enrollees, Medicare Part A is the policy, which covers a portion of inpatient and hospital expenses and will come with no additional premium.

 

Medicare Part B is trickier, though it covers outpatient care and doctor visits, and for medications under Part D. Reasons that most people pay premiums for coverage under Medicare.

The question is whether having Medicare coverage really adds anything to the group coverage you have with your current employer.

 

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